Weichert Financial Services is hiring a Senior Mortgage Loan Closer. Established in 1980 to offer real estate-related financial assistance to the customers of Weichert, Realtors, Weichert Financial Services has a unique opportunity for a Senior Mortgage Loan Closer to partner with our All Under One Roof Team as they help our clients achieve the American Dream of Homeownership. Work for a premier name in real estate that gives you access to first-in-class technology & generous benefits.
The Senior Mortgage Loan Closer is responsible for closing Conventional, FHA, VA, USDA, State Bond Agency, Non-Conforming purchase, refinance transactions, and second mortgage transactions in various states.
Essential Duties and Responsibilities:
- Reviews title commitments and invoices; reconciles fees in Encompass.
- Prepares initial and final Closing Disclosures.
- Reviews hazard insurance policy for correct coverage.
- Reconciles Closing Disclosures with Closing Agents.
- Ensures proper compliance with TRID timelines for delivery of Closing Disclosure.
- Prepares closing packages and legal documentation for delivery.
- Reviews and audits document packages for accuracy in accordance with agency and investor guidelines.
- Prepares wires and funding packages.
- Responsible for daily management of pipeline of loan closings, prioritizing based on scheduled closing date.
- Monitors pipeline daily for compliance-related variance alerts and warnings and addresses and/or clears all alerts and warnings prior to loan closing.
- Corresponds with Title companies, settlement agents and/or attorneys.
- Reviews and follows up for title commitments for accuracy and corrections.
- Completes Verifications of Employment.
- Addresses and clears all post-closing and Quality Control exceptions within the timelines established by the respective departments.
- Assists the Closing Manager with managerial tasks and provides coverage as needed.
- Performs other duties as assigned.
Requirements
Minimum Qualifications:
Education, Certification, and License Requirements
- High school diploma or GED
- Associate or bachelor’s degree preferred
Experience
- Five (5) or more years of mortgage lending closing experience is required
- Ellie Mae Encompass experience is required
Knowledge, Skills, and Abilities
- Thorough understanding of TRID, federal and state regulations, and company closing policies and procedures
- Solid knowledge of practical experience with applicable technology tools including, but not limited to Encompass and Microsoft Office suite of products
- Ability to handle confidential material in a professional and highly ethical manner
- Effective time management and organization skills to prioritize multiple objectives and achieve volume goals
- Bond Loan experience is a plus
- Excellent verbal and written communication skills
- Ability to interact effectively and professionally with all employees of the Company
- Maintain a professional demeanor and adhere to company’s policies and procedures
- Excellent analytical abilities and detail-oriented approach